Mortgages for First Responders, Police, Firefighters & EMS

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As a Firefighter, Law Enforcement Officer, or EMT you serve your community by saving lives, protecting property, and more. Here is our complete list of companies that show their appreciation to first responders with mortgage programs that offer low mortgage rates on home loans:


Featured First Responder Mortgage Discounts
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first responder mortgages | first responder home loans
Homes for Heroes- helps military and first responders save money on buying a home with their nationwide network of affiliate real estate, mortgage, and local business specialists. Most qualified heroes can save at least $3,000 when buying or selling a home.
mortgages discounts for first responders

Box Home Loans- gives an average discount of $200-$500 on Home Loan Closing Costs to first responder with no origination Fees, no underwriting fees & an additional 1/8-point off closing costs. This discount automatically applied to instant rate quotes when you visit through this link.



​All First Responder Mortgage Discounts

Listed Alphabetically


American Financing- ​they create an easy, affordable mortgage process for first responders and police officers. Whether you're looking to buy a new home or refinance an existing home, there are several first responder home loan and mortgage programs available to consider.


Box Home Loans- gives discounts on Home Loan Closing Costs to first responders. No Origination Fees, No Underwriting Fees & an Additional 1/8-point off closing costs. Average Savings $200-$500. Discount automatically applied to instant rate quotes when you visit through this link.


Direct Mortgage Loans- ​as a lending partner of the Fraternal Order of Police’s (FOP), they offer exclusive mortgage benefits to police officers and their families. As a Law Enforcement Officer, you could receive a $500 closing credit or gift card to assist with your home financing needs

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FirefighterMortgages.com- Founded and run by Firefighters, they are committed to providing exceptional value to First Responders and their families. As part of their commitment to fellow firefighters, they offer a rate assurance guarantee and $0 lender fees.


Hero Home Programs- helps first responders and more maximize savings with benefits including: access to grants and tax rebates, reduced lending fees, closing credit, vendor discounts, and ​Top-tier customer support.​

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Heroes First- is proud to give back to everyday heroes by providing specialty mortgage financing. Military and first responders are eligible for benefits including no lender Fees and 3 year accidental death and dismemberment protection (up to $300,000).


Heroes Home Advantage- is a real estate rebate program for those who protect, serve and care for our community: military, law enforcement, firefighters, emergency personnel, and more. First responders can receive a rebate or credit when buying, selling, or refinancing a home.

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Homes for Heroes- is the largest nationwide network of affiliate real estate, mortgage, and local business specialists; committed to providing easy ways for first responders and military to save on a home. Most qualified heroes can save at least $3,000 when buying or selling a home.


​HUD Good Neighbor Next Door Program- first responders can contribute to community revitalization while becoming homeowners. HUD offers a substantial incentive in the form of a discount of 50% from the list price of the home. In return you must commit to live in the property for 36 months as your sole residence.


​Union Plus Mortgage Program- offers home financing benefits through Wells Fargo Home Mortgage. You can receive exclusive benefits like a $500 My Mortgage Gifts award and more. IAFF, IUPA, and other first responder union members qualify.

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