Car Insurance Discounts for First Responders, Police, Firefighters & EMS


​As a Firefighter, Law Enforcement Officer, or EMT you serve your community by saving lives, protecting property, and more. Here is our complete list of companies that show their appreciation to first responders with deals, offers, and cheap rates on auto insurance. Some of the first responder discounts on auto insurance are offered to members of certain associations or organizations, and others are occupation specific. Click on a link to a company and get a free car insurance quote, or follow their instructions on how to receive the special rate.


Featured First Responder Car Insurance Discounts
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Liberty Mutual Customizes Your Insurance So You Only Pay For What You Need

Liberty Mutual- Firefighters that are members of IAFF and Police who are in the FOP can save 12% on auto insurance with Liberty Mutual. Get your FREE quote on their website in less than 10 minutes. IAFF members use group discount #110032, and FOP members use group discount #120824. 

first responder car insurance discounts | car insurance for first responders

​Insurify- compare personalized car insurance quotes and get all the first responder discounts in one place. It's free, easy to use, and takes less than 5 minutes.



​All First Responder Auto Insurance Discounts

Listed Alphabetically


​Alfa Insurance- active first responders including law enforcement, firefighters, and EMS may be eligible for car insurance discounts. Discount amount varies by occupation and is dependent on other elements such as your insurance score and other rating factors.


California Casualty- provides car insurance benefits for firefighters including $500 of coverage for non-electronic personal property damaged in a collision or stolen from your vehicle, a reduced deductible if your vehicle is hit or vandalized while parked on or within 500 feet of the fire station where you are employed, and more.


Country Financial Insurance To give back to those who contribute so much to the community, military and first responders may qualify for an auto insurance discount. Firefighters, Police Officers, Emergency Medical Technicians, and Paramedics may be eligible for up to a 5% discount.

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Farmers Insurance Choice- Offers discounted auto insurance rates to first responders who are union members through a partnership with Union Plus. IAFF, IUPA, and more can compare and save on insurance with Farmers Insurance Choice.


Firefighter Insurance Services- Founded by a retired firefighter, they understand and know the unique lifestyles of firefighters and their families. They offer competitive pricing from dependable insurance providers nationwide, such as Allied, CIG, Travelers, Hartford, Safeco, Mercury, and Civil Service Employees Insurance Group.


​​Insurify- compare personalized car insurance quotes and get all the first responder discounts in one place. It's free, easy to use, and takes less than 5 minutes.


Liberty Mutual- First responders who are members of IAFF and FOP can save 12% on insurance with Liberty Mutual Auto and Home insurance. IAFF members use group discount #110032, and FOP members use group #120824 when you receive your FREE quote online in under 10 minutes. ​Switch to Liberty Mutual and you could save $700 on car insurance.


​Travelers Insurance- first responders that are members of certain associations and employees of certain companies may be eligible for a car insurance discount through Travelers Affinity Program. Visit their site for details.



We hope that you can use these first responder car insurance discounts to save money on your monthly auto insurance bill. Along with these discounts and cheap rates for law enforcement, firefighters, and EMTs, you can also save money on car insurance by pairing with other auto insurance discounts. These can include multi-vehicle, multi-policy, good student, auto-pay, safe driver, and more. You can follow us on social media for the latest first responder discounts. 

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Switch & You Could Save with Customized Car Insurance from Liberty Mutual